As you’ve noticed if you’re in the market for a mortgage or a refi, mortgage interest rates have declined to the lowest in history and there are way more borrowers than there are lenders.

Because of this, many of the large national companies that promise easy, online applications and funding are actually taking advantage of borrowers. While the borrower may perceive this to be an easy way to get a home loan, what they don’t realize is the very, very high fees being charged, in order to buy down and get a low rate.

At Indigo Mortgage Colorado, we believe borrowers have no reason to pay those high fees. This is why its important to stay local when you’re shopping for a mortgage; local lenders have a lot of incentive to give honest and ethical proposals to borrowers as they are part of our community.

Think about it, what interest does a national lender have in your community besides making money off your mortgage? Also, local lenders are accountable; now nobody is perfect, and any mortgage company may drop the ball every now and then when things get really hectic, but we are accountable. We pick up the phone, we hear your concerns and we take appropriate action. How can you hold a national lender accountable for anything? Who are you going to complain to, who are you going to voice your concerns to? Most likely someone’s voice mail or email .

Indigo Mortgage Colorado is a trusted local lender. If you’re ready for a refi or looking to purchase a home, call us and see what low rates are available.