VA Home Loans

Indigo Mortgage Colorado is one of the Southwest’s largest mortgage brokers, helping veterans purchase or refinance their home.  We understand the Veteran Administration’s requirements for a loan and work to make the mortgage process smooth for all veterans who have served our country. 

Whether looking for your initial VA home loan or refinancing one, our mortgage consultants will help with your VA home loan eligibility.  We will find the best VA rate available because as a mortgage broker, we have several lending partners from which to use.  In addition, we work with veterans across all of Colorado. 

We also can help National Guard members apply for loans through the expanded National Guard loan program. Certain members of the Army National Guard or the Air National Guard are now eligible for VA home loan benefits. To be eligible, the member must have performed not less than 90 cumulative days of full-time National Guard duty, of which, at least 30 of those days must have been consecutive. This does not include inactive duty such as monthly drills or training. Contact us to see if your guard service qualifies.

Our duty is to be honest and forthcoming.  Other mortgage companies bombard Veterans with unethical mortgage loan information.  They offer lower rates that are not available unless the veteran pays discount points, or they quote an Adjustable Rate Mortgage (ARM.)

We invite you to read our VA related blogs including VA Loans with extremely low rate, VA Refinance Program, and the VA construction home loan.

If you have any questions regarding a VA mortgage loan, or benefits available to you, use our Quick Analysis form.  It is fast and easy and no personal information is required, or, you may want to complete a full application with a credit report by clinking on this link: (your information is secure.)

You can also reach us at 719-836-9500.  It is our goal to show our respect and gratitude to all military veterans as we help them with their VA home benefits and home loan.

Information on Veterans Administration Home Mortgages

  • Veterans able to use their benefit multiple times (with stipulations)
  • Veteran loans are assumable (with stipulations)
  • Indigo Mortgage Colorado is able to order your Certificate of Eligibility

VA Purchases

  • 100% Loan to Value (LTV) with 0% down payment
  • Seller allowed 4% of purchase price towards Veteran’s closing costs
  • No Mortgage Insurance required
  • VA Funding Fee waived with 10% or more disability
  • Only owner-occupied purchases

VA Refinances

  • 90% Loan to Value (LTV) Cash Out (including funding fee if required)

VA IRRL (Interest Rate Reduction Loan)/Streamline

  • No income verification
  • Reduced to a lower rate or shorter term
  • Must be current for last 12 on mortgage payments
  • No Cash Out allowed

VA Supporting Documents

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