Category: Mortgage Rates

Mortgage interest rates have recently dropped to their lowest levels in over a year, which should be sparking a surge in home buying activity. However, the housing market remains surprisingly sluggish. This unexpected trend has left many wondering: Why aren’t more people jumping into the market? The Waiting Game: Buyers Anticipate Lower Rates The primary

Mortgage interest rates are expected to drop here in the next couple months. That’s great news, especially for many homeowners who took out mortgages in the last few years who have sky-high interest rates and who will want to refinance. Understanding Mortgage Churning But remember, all lenders make their money off originating mortgage loans and

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By now, you’ve likely heard that the Feds will be raising interest rates several times in 2022 to address rising inflation. We’re already seeing mortgage rates begin to increase from their all-time lows interest rates. However, we want homeowners and home buyers to realize this isn’t a black or white situation. Mortgage interest rates are

It’s just become more expensive to get a mortgage on a second or vacation home. First, let’s define what a second home or a vacation property is versus an investment property. An investment property is purchased to rent out to others and not used as a permanent residence. A second home or vacation property is

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As 2021 wraps up, you’ve probably heard the news that the Federal Reserve has had meetings and announced their plan to address rising inflation across the United States. There are a few actions that the Federal Reserve can take to try to lessen inflation, namely raising the federal funds rate and quantitative easing. Today, the

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